Yep, millions of people in Britain waste a fortune every year on insurance. It isn't their fault, the insurance companies are there to make a profit and they do so, hand over fist because their products are so difficult to understand that most people simply don't have the time or patience to work out the lowest cost (note I didn't say 'cheapest', that isn't always the best buy) way to buy their product. Here is a genuine attempt to help some of you save money by just taking a few simple steps.

Although it's an inescapable fact that you have got to have buildings insurance it doesn't mean you have got to pay through the nose for it and there are countless numbers of things you can do to lighten the burden. With the right approach you'll be able to obtain lower prices, for cover which is perfectly adequate for your purpose. However, if you are given the wrong directions, although you may still make whopping big savings, you could do so by dropping the quality of the cover you are looking for.

Fancy some temporary car insurance? And if you're over 60 you may benefit from an equity release scheme.